01 / LONG-TERM GROWTH
Freedom Growth Portfolio
Build wealth over time with a SIP, a lump sum or both.
Discuss your goals, time horizon and ability to handle market falls.
Discuss this portfolio ↗YOUR FAMILY. YOUR FUTURE.
Start your investment journey
with Auris Wealth.
Auris Wealth is your family’s trusted wealth partner.
Build for the future with Freedom Growth. Plan withdrawals with Freedom Income. Explore more aggressive or more conservative options based on your needs.
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FIND YOUR PORTFOLIO
Four portfolios. Different goals.
Start with your goal. We help you understand suitable investment routes.
02 / PLANNED WITHDRAWALS
Freedom Income Portfolio
Plan withdrawals from your investments around your spending needs.
Review your cash reserve, withdrawal schedule and remaining corpus.
Discuss this portfolio ↗03 / MORE AGGRESSIVE
Freedom Growth Plus Portfolio
For long-term investors who can tolerate larger falls in pursuit of growth.
Discuss how much equity risk you can take and how long you can stay invested.
Discuss this portfolio ↗04 / MORE CONSERVATIVE
Freedom Income Stable Portfolio
For investors who prioritise liquidity and a more conservative approach to withdrawals.
Capital and withdrawals can still fluctuate. We discuss risks and access before investing.
Discuss this portfolio ↗Auris portfolios describe investment distribution service approaches. Suitability, product costs and risks apply. Growth Plus can experience larger losses. Income Stable does not guarantee capital or income.
AURIS WEALTH · LIVE LEARNING
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for Your Portfolio
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SEE THE MATH
Two illustrations.
Every assumption upfront.
These fixed examples explain the arithmetic. They are not investment recommendations, forecasts or promised outcomes.
FREEDOM GROWTH / HYPOTHETICAL EXAMPLEDiscuss your growth goals ↗
What could ₹50 lakh become in 10 years?
A one-time investment at an assumed 13% CAGR, with no additional contributions or withdrawals.
₹1.70 crore
Illustrative value after 10 years · ₹1,69,72,837
Initial investment₹50 lakh
Illustrative gain₹1.20 crore
Calculation
₹50,00,000 × (1.13)10 = ₹1,69,72,837, rounded to the nearest rupee.
13% is a hypothetical annual growth assumption. Actual returns fluctuate and can be negative. Taxes and additional charges are excluded.
View year-by-year figures
| Year | Corpus |
|---|---|
| 1 | ₹56,50,000 |
| 2 | ₹63,84,500 |
| 3 | ₹72,14,485 |
| 4 | ₹81,52,368 |
| 5 | ₹92,12,176 |
| 6 | ₹1,04,09,759 |
| 7 | ₹1,17,63,027 |
| 8 | ₹1,32,92,221 |
| 9 | ₹1,50,20,210 |
| 10 | ₹1,69,72,837 |
FREEDOM INCOME / HYPOTHETICAL EXAMPLE₹1 crore invested.
Discuss my withdrawal needs ↗
₹1 crore invested.
Withdraw from ₹25,000 a month.
Withdraw 3% of the initial corpus in year 1, increase the withdrawal 6% annually, and assume an 8% effective annual return for 10 years:
₹1.59 crore
Illustrative remaining corpus after 10 years
Total withdrawn over 10 years₹39.54 lakh
Monthly withdrawal in year 10₹42,237
How this is calculated
Initial investment: ₹1 crore. Year-1 withdrawal: ₹3 lakh annually, paid as ₹25,000 at each month-end. Withdrawal rises 6% after each completed year. Monthly growth rate = 1.081/12 − 1.
8% growth and 6% inflation are assumptions. Withdrawals are redemptions, not guaranteed interest. Early market falls can deplete capital sooner. Taxes, exit loads and any additional charges are excluded.
View exact year-by-year figures
| Year | Monthly withdrawal | Total withdrawn | Year-end corpus |
|---|---|---|---|
| 1 | ₹25,000 | ₹3,00,000 | ₹1,04,89,153 |
| 2 | ₹26,500 | ₹6,18,000 | ₹1,09,98,787 |
| 3 | ₹28,090 | ₹9,55,080 | ₹1,15,29,422 |
| 4 | ₹29,775 | ₹13,12,385 | ₹1,20,81,552 |
| 5 | ₹31,562 | ₹16,91,128 | ₹1,26,55,639 |
| 6 | ₹33,456 | ₹20,92,596 | ₹1,32,52,106 |
| 7 | ₹35,463 | ₹25,18,151 | ₹1,38,71,332 |
| 8 | ₹37,591 | ₹29,69,240 | ₹1,45,13,639 |
| 9 | ₹39,846 | ₹34,47,395 | ₹1,51,79,287 |
| 10 | ₹42,237 | ₹39,54,238 | ₹1,58,68,461 |
Real markets do not grow smoothly. The order of returns matters, particularly while withdrawing. Do not use either illustration as evidence of a scheme’s future performance.
LET’S MAKE THE FIRST STEP SIMPLE
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ABOUT US
A partner for
your family’s next chapter.
Auris Wealth is a brand of Auris Apex LLP, based in Mumbai. We support investment selection, approved transactions, records and ongoing reviews through financial product distribution.
We receive distribution commissions. Regular plans include distribution expenses and generally cost more than corresponding direct plans. Product charges and risks apply.
Sarvesh GuttiFounder · Auris Wealth
AMFI ARN-359871 · APMI PMS Distributor APRN-08964
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The registration letters supplied by Auris Apex LLP are displayed below, with the registration numbers and validity dates.
AMFI
Mutual Fund & SIF Distributor
ARN-359871MF validity · 29 Apr 2026–28 Apr 2029
SIF validity · 7 May 2026–6 May 2029
APMI
PMS Distributor
APRN-08964Validity · 12 Mar 2026–11 Mar 2029
Enrolment · 30 Apr 2026
Registration does not assure returns or imply approval of a portfolio. Auris Apex LLP provides financial product distribution and incidental selection support. It is not a SEBI-registered Investment Adviser or portfolio manager.
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CLEAR FROM THE START
Questions worth asking.
Do I have to transfer my existing portfolio?
No. You can discuss a new SIP or future investments first. Any change to existing holdings needs a clear reason and your approval, with taxes and exit loads considered.
Are these returns or income amounts guaranteed?
No. The examples use fixed mathematical assumptions. Markets fluctuate. SIP does not prevent losses. SWP redeems units and can reduce or exhaust capital.
How does Auris Wealth earn?
We receive commissions for products distributed through us. Regular plans include distribution expenses and generally cost more than direct plans. We explain applicable costs and our service before investment.
Does Auris manage my money without my approval?
No. Auris Apex LLP is not a SEBI-registered Investment Adviser or portfolio manager. We do not hold client investment money or operate discretionary portfolios. You authorise transactions through the applicable process. Never share passwords or OTPs.
Can I start a small SIP in a SIF?
SIF ordinarily requires ₹10 lakh across strategies of the same SIF at PAN level, subject to applicable exceptions. Instalment facilities do not remove that requirement. SIF involves relatively higher risk; strategy and liquidity conditions must be understood first.
What happens after I request a callback?
Our team contacts you during Monday to Friday, 10 AM to 7 PM IST, to understand your enquiry. You can then arrange an online meeting. We never ask you to share passwords or OTPs.
